Suntrust claims you must specifically ask for overdraft coverage (they put that in writing in post cards recently mailed out to their customers) I on the other hand when I opened my account seven months ago opted to not have overdraft coverage and instead have the transaction declined so I would know I did not have the money in the account and be prompted to make a deposit thereby bypassing any bounced check fees . Despite this FACT they ran 12 transactions through !!!
some of them only five dollar debit card purchases and charged me $36 for EACH one totaling almost $350 in fees!!! That is my entire child support for thIS month- I am DEVASTATED!!!!
Product or Service Mentioned: Suntrust Account.