I check my online banking account and I always have the money in there at night and in the morning i will often have a negative balance. Suntrust told me that there will be no more overdraft charges, but, they just changed the name to unavailable funds charge of 36 dollars.
They don't place holds on the funds for more than a day so it's hard to keep up with what you have. Also, they only waive on fee per year and thats it. really bad policy.
DO NOT DO BUSINESS WITH THIS BANK. DO BUSINESS WITH SOMEONE WHO CARES about the CUSTOMER
Product or Service Mentioned: Suntrust Account.
Monetary Loss: $600.